Finances: Do you own them? Do they own you?

Learn to manage money before it manages you.  Quoting ONE FOR THE MONEY: Guide to Family Finance by Elder Marvin J. Ashton, " Financial peace of mind is not determined by how much we make, but how much we spend.  We live in a self-indulgent, me oriented, materialistic society.  It is said, self-discipline and self-restraint in money matters is more important than courses in accounting."  The key to financial peace is to budget.  Yes, a budget.  Know what you have, where you spend it, and how much you have 'left over'.  Track your spending; you might be surprised where it is going.  BE cautious in expenditures and follow the admonition.....Use it up.  Wear it out. Make it do, or...Do without.

Family Finance, Finance, Preparedness, Provident Living